Shop Around Whenever Renewal Is Due To Find The Cheap Auto Insurance You Need

The recession came out of nowhere in 2008 and left many households struggling to pay all the bills. Unfortunately, every state in the union has laws requiring drivers to carry a minimum amount of auto insurance or to demonstrate a minimum cash holding out of which to meet any claims.

To stay legal on the road, that means most vehicle owners are looking for affordable insurance. Yet that needs a word of explanation. There’s a problem with some of the insurers that sell cheap auto insurance. They are very good at collecting in the money, but they develop a resistance to parting with any of it when you claim.

So when you’re looking for the policy that’s right for you, the first step is to shop around. That’s where this site comes into play. This provides quotes from all the top insurers in your state. Now you have to do some work.

Most of the Insurance Commissioners not only run a formal complaints service, but also publish the results. The best Commissioners name and shame the insurers who have the most complaints upheld against them. The rule is never to buy a policy from an insurer who shows unwillingness to deal fairly with claims. Now read through the small print of the policy. You want terms of coverage including all the standard situations in which your vehicle might be damaged or you may be injured.

Once you have found the sweet spot of affordable auto insurance, you can buy with confidence for the immediate year. Next year, remember another insurer may be offering better auto insurance cover at a lower price. That’s one of the benefits of a capitalist society. Always shop around whenever renewal is due to find the cheap insurance you need.

Jul 24

LUMESIS, INC. Municipal Bond Brokerage And Wealth Management Firms Turn To DIVER Advisor, Compliance Solution For MSRBs New Time-Of-Trade Disclosure Rule

Stamford, CT (PRWEB) July 24, 2014

Lumesis Inc., DIVER Advisor, a compliance solution to help firms address the newly approved Time-of-Trade Disclosure (MSRB Rule G-47), amended Suitability (Rule G-19) and Supervisory requirements (MSRB Rule G-27) announced today that its market-leading platform has emerged as the go-to compliance solution for brokerage and wealth management firms of all sizes engaged in municipal bond transactions.

In response to market feedback that the new and amended rules would be too time-consuming and concerns around how to better respond to the regulatory focus on protecting retail and non-sophisticated market participants (“non-SMMP”), DIVER Advisor was introduced to the municipal market. Advisor’s Municipal Bond Report (“MBR”) aggregates the necessary data and information into a single report to address regulatory obligations. The MBR, available for every municipal bond, can be generated in less than two seconds and is ready for client delivery. DIVER Advisor’s sophisticated reporting engine allows compliance professionals and supervisors to create needed proof to demonstrate compliance with internal policies and procedures and/or regulatory obligations.

Since the SEC passed the new and amended MSRB rules, the DIVER Advisor active user base has grown by a factor 10x as more firms have adopted Advisor in their efforts to lead the market in time-of-trade compliance. Below are highlights of Advisor use communicated by our clients.    

Compliance Use

    Our clients take advantage of the ability to configure both the content of the MBR and the required compliance actions in an effort to ensure “material information reasonably accessible” is being communicated to their retail or non-SMMP clients before the buy or sell can be transacted. These firms gain comfort in knowing that the report conveys the appropriate level of information for their clients and that the audit trail in Advisor tracks this activity and stores the MBR for future retrieval.
    Branch and Complex Managers are using the Advisor Compliance Reporting Module to confirm their representatives are making proper disclosure to clients in accordance with their policies.
    Using the Advanced Reporting Parameters, Compliance professionals can identify bonds being purchased in the secondary market before the bond was issued in the primary market, allowing the firm to ensure proper communication and disclosure where an OS may not yet be available.
    Ability to prove that disclosure was made by running a simple report and accessing the MBR generated at the time of disclosure.
    Using the Compliance Reporting Module, identifying Advisors buying high-yield bonds for their clients and monitoring to ensure they have the expertise and resources needed to recommend these securities.

Business Use

    Financial Advisors have been generating approximately two MBRs per trade, using the reports to help clients better understand and compare bonds.
    Trading and research teams can get a comprehensive, quick and accurate read on bonds they may not be familiar with across all sectors of the market
    “A big step forward. Clients can get a comprehensive report for bonds before they are traded. They like the transparency and opportunity to compare bonds.”

For a free trial of DIVER Advisor CLICK HERE

About Lumesis, Inc.

Founded in 2010, Lumesis, Inc. is a financial technology company focused on providing business efficiency, data and regulatory solutions for the municipal marketplace under the DIVER brand. Providing access to hundreds of datasets, DIVER solutions leverage the most current economic and demographic data available from both public and private sources, combine that with security master file data, credit ratings, continuing disclosures, price and yield data, news links and more. Our solutions are tailored to address the unique needs of our clients comprised of U.S. Banks, Broker/Dealers, Asset Managers, Insurance Companies, Hedge Funds and others.

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Jul 18

Consumers Upset Over High Car Insurance Rates – But Who Is Really At Fault?

(PRWEB) July 15, 2014

The average cost of car insurance across America can be brought down. Many drivers over pay for their insurance policies simply because they have yet to compare quotes online either because they feel lower rates aren’t available or they aren’t aware of the new incentives and rebates they qualify for.

Compare cheap insurance quotes in minutes, click here.

New insurance rules that vary from state to state are hard to keep track of, many of the changes in recent years can have quite an impact on insurance rates but many consumers are either unaware of the changes or fear they may actually raise their rates, deterring them from seeking out insurance quotes.

With the recent revision to the database and listings it is now easier than ever to save on car insurance in just a few simple steps. The only information the new system needs is a zip code which means a completely anonymous process. The result is a list of the best insurance companies in the given area along with competitive incentives and rebates available in the region. Even top companies such as Progressive, Geico and Esurance to name a few are amongst the listings offering their best available rates.

Lower car insurance rates today, click here.

Visitors to the site have shown a positive response to the new set up, not only for it’s simplicity but because no personal information is needed for the list of companies. This means no sales calls or spam will follow and they are free to compare as many quotes as they like.

With Fast Quote Direct there are no more excuses for not keeping up to date with new insurance rules and discounts available. The listings provide them automatically and the savings its users have been seeing prove the new system works.

To save on car insurance and see what savings are available, visit today.

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Jul 12

Experient Health’s Latest Guest Blog Tackles How To Pick a Primary Care Doctor

Williamsburg, Va. (PRWEB) July 12, 2014

In the new world of health care reform, health insurance networks have become extremely important, and in some cases more complicated, Experient Health Benefits Consultant Jayson Richardson wrote in his latest guest Blogging spot with the Health Journal.

The Health Journal, a Williamsburg, Va.-based news magazine targeting health and lifestyle news for young and older adults in the Tidewater region of Virginia, partnered with Experient Health to publish routine Blog posts helping readers understand the changes businesses and individuals have seen under the Affordable Care Act (ACA).

This year, when most Americans were required to buy health insurance through the government marketplace, the rules changed for some who were used to doctors they had long used.

Some insurance carriers began only offering HMO plans, which have a smaller more limited network of providers, as opposed to PPO plans, which offer a more expansive selection.

“Bottom line: You may no longer be able to go to your regular doctor because of the changing insurance plans,” Richardson wrote.

In the post, Richardson explained the different between HMOs, health-maintenance organizations, and PPOs, or preferred provider organizations.

“Consumers are now faced with the decision about whether to stay within their network—or to find new doctors because their old ones aren’t in that network,” Richardson wrote. “In-network benefits generally have 80-20 percent coverage, while out-of-network means the consumer pays more, as much as 50 percent.”

Consumers choosing individual health plans are having to make hard decisions — get a subsidized plan and pay less in premiums, but have less access to certain doctors and medical facilities? Or pay more in premiums and get a PPO policy? HMOs generally run 10 to 15 percent less in premiums than PPOs do.

“The decision can come down to how much a consumer wants to stick with a particular doctor, or medical facility. To help consumers figure out what plan covers what, the insurance carriers all have “find-a-doctor” searches on their websites that are changing constantly, with providers coming on and going off all the time,” Richardson wrote.

“At Experient Health, we encourage individuals to use…search tools,” Richardson wrote. “The choices are always changing, sometimes by the day. Whatever plan you choose, and whatever doctor you choose to see, it’s always wise to make a phone call ahead of time to be sure you’re covered. That part, at least, is still pretty simple.”

To read the complete series, visit The Health Journal online.

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Jul 06

Auto Insurance Mexico Online

Car Insurance inside Mexico is necessary as well as the last thing you need to do is receive stopped by the Mexican authorities plus not have the right coverage inside spot. These are typically able to detain we as well as the fees are very significant. In the event of the reduction the alternative party can sue we too when no coverage is within area.

Mexican Car Insurance has been produced effortless to get by a Internet Mexican Insurance Experts. We provide ALL lines of insurance inside Mexico including house, commercial, healthcare plus naturally Car coverage. We provide the many competitive rates as well as the broadest coverages which no agent inside Mexico can provide. has produced it effortless by providing the Car applications online thus which we never need to print plus fax. We additionally provide Click, Pay plus Print feature that is secured plus it offers we the ability to print the plan found on the place and begin the drive into Mexico. We provide top rated carriers plus have performed the homework for we. We create ourselves accessible to answer any issues you have thus which we have which peace of notice you are interested in thus you are capable to enjoy Mexico. We never just sell we a plan, you are here each step of the method including whenever a claim is filed. We make certain you monitor the claim thus which we receive the service we anticipate.

Mexican Car Insurance has not been simpler then it happens to be with West Coast Insurance Services. We provide all lines of insurance with programs which agents inside Mexico never have access to like a Mexican Homeowners programs plus Mexican Car Insurance system. Let you enable we secure the right coverage today! The Mexican Insurance Experts are waiting!

Myself webmaster of westcoastri – you pride ourselves about providing the many comprehensive Internet Mexican Insurance, Property Insurance inside Mexico, Car Insurance inside Mexico, condo insurance, Mexican Car Insurance online, Mexican homeowners Insurance plus lots more inside Mexico at affordable rates.

Jun 30

Morgantown, WV Personal Injury Attorney Jeff Robinette Announces the E-book Release of “Collision Care: West Virginia Auto Injury Guide”

Morgantown, West Virginia (PRWEB) June 30, 2014

West Virginia Personal Injury Attorney Jeff Robinette has released a new E-book, Collision Care: West Virginia Auto Injury Guide which provides those injured in a motor vehicle collision the information needed in order to maximize their chances of being fairly compensated for those injuries sustained in an accident, lost wages, medical expenses, and future treatments and losses.

Knowledge is power. When a person is suddenly involved in an auto collision causing serious injuries, plenty of questions arise about how the insurance claims process and court system work. In essence, information is essential in the quest to be fairly compensated for injuries and financial losses.

Collision Care answers frequently asked questions about how to enforce legal rights against the persons responsible for causing the injuries, how to navigate through the complexities of the insurance claim process and legal court system, and how to avoid being taken advantage of by those who are determined to minimize recoveries for auto injury claims.

This guide is plainly written, without “legalese” because we believe clear and practical answers are needed to shed light on these important questions and provide useful answers to those who are considering filing an accident injury insurance claim.

Click Here to Download your Free E-Book

About the Author:

Jeff Robinette is a West Virginia personal injury lawyer with decades of experience in handling motor vehicle injury claims for car, truck, motorcycle, and pedestrian accidents. Prior to representing injured individuals exclusively, Mr. Robinette was a partner in a major West Virginia law firm where he focused his law practice on defending serious and fatal injury claims. He now devotes his entire law practice to representing injury victims — with a focus on auto collision claims.

Mr. Robinette has handled hundreds of serious, catastrophic, and fatal injury claims caused by motor vehicle collisions and unsafe working conditions — the two leading causes of fatal injuries in the United States.

Mr. Robinette is a former editor and contributing author of the West Virginia Law Review, and is a leading author on West Virginia injury victims’ rights. In addition to Collision Care, he has authored several other resources for injury victims including:

        Beside Still Waters: West Virginia Fatal Injury Guide
        Righting the Wrong: West Virginia Workplace Serious Injury Guide

Mr. Robinette has been rated as a West Virginia Super Lawyer and National Top 100, and is a life-time member of the Multi-Million Dollar Advocates Forum and Elite Lawyers of America, whose memberships are limited to personal injury lawyers who have attained multiple, multi-million dollar recoveries for personal injury victims. He is a former Adjunct Instructor on Appellate Advocacy at West Virginia University College of Law.

Jeff Robinette is also an U.S. Army veteran, serving as an artillery, intelligence, and psychological operations officer, and was an accomplished paratrooper (Jump Master Qualified) in the acclaimed 82nd Airborne Division.

Mr. Robinette is the founding member of Robinette Legal Group, PLLC, a Morgantown based personal injury law firm devoted to advocating the rights of injured people throughout West Virginia. Find us at 211 Everhart Drive, Morgantown, WV 26508.

Questions? The attorneys at the Robinette Legal Group, PLLC, a Morgantown, WV Personal Injury Law Firm answer questions like yours every day. Call today 304-594-1800 or after hours, 304-216-6695 or visit our WV personal injury website for access to our 24/7 chat line.

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Jun 24

Protection From Personal Injury New York

Any personal injury New York can be comprised of any of the negligent torts, strict liability torts, and intentional torts and can happen in a variety of ways such as on the job, in a traffic accident, as a result of faulty equipment, as a result of negligence, or something as simple as a basic slip and fall. There are several rules and laws that have been made by the government to deal with every personal injury New York case. There have been times when people used to take everything for a ride and that has proved to be fatal for some people, or have made them disabled for rest of their lives. Therefore, government of New York had to make some strict rules and policies against the imposters who do not care about anyone else. Several insurance agencies have also landed up in the market to give hardcore protection against several personal injury New York cases, and have been doing quite well from a very long time.

There are several industrial diseases that have been categories under personal injury New York files. Many laws have been framed by the government to help the sufferers working in manufacturing industries who are not following the rules and bars set by the government. There are times when people just do not want to indulge in any court cases because of the time and money they consume. But, it is advisable to all that whenever you think you have a suffered a personal injury New York, at least for once you must take an advice from a lawyer for your case. When a personal injury New York has occurred, the party who has been adversely affected i.e. the injured party may be entitled to damages, also known as monetary compensation. In these cases, a lawsuit needs to be filed in order for the party responsible for the injury to be held accountable, and for filing any lawsuit effectively, you need help from an experienced personal injury New York lawyer.

The main principle of a personal injury New York lawsuit is to gain financial compensation for the damage that has been done due to negligence of others. This damage can be from the injury itself and its impact on your normal life, loss of income due to the injury, medical expenses you were forced to incur because of the injury, pain and suffering, permanent disabilities from the injury, and various other issues related the incident. personal injury New York settlements can vary a great deal in size and payout. These settlements are a legally binding agreement that is reached between the parties involved in the lawsuit. A plaintiff is a type of settlement is reached in lieu of having the case go to trial, and is typically initiated by the injured party. In some cases, a structured settlement may be set up as a means to protect the injured party financially after a settlement has been reached. A structured settlement provides certain tax benefits for the injured party.

George Turner gives advice to clients who are looking for attorneys to handle injury related cases. To know more about the services of medical malpractice, personal injury New York, medical malpractice lawyer new York, medical malpractice lawyers new York, medical malpractice law firm, visit

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Jun 18

Cheap Automobile Insurance Agency Prices Now Viewable at Public Insurer Portal

Detroit, MI (PRWEB) June 09, 2014

Conducting comparisons of firms before obtaining automotive insurance plans is 1 method which several American motorists are cutting increasing coverage fees. The Quotes Pros organization is today permitting public review of its inexpensive car insurance agency costs found inside the quotation center at

A resource for motorists to explore many rates has been included inside the automated program because the initial of the year. Because the program is today up-to-date monthly, there are today heavier groups of affordable insurance agencies which are accessible to automobile owners researching rates online.

“The agencies which are participating inside the quotes calculations which exist about the website are mixed by state plus any driver may discover multiple coverage product,” mentioned a Quotes Pros source.

The intended employ of the public program is to give a method to review firms before a plan is bought. The critiques for pricing which are today inside area must aid alert vehicle owners of latest markdowns or one-time exclusives for yearly plans.

“There are businesses inside the program which are fresh startups and also established agencies which will give a fairly competitive cost structure for a driver irrespective of previous tickets or injuries,” mentioned the source.

The Quotes Pros business expects use to grow for the quote website this year based found on the car industry couples which are today networked inside the business database. Consumers not looking for costs for vehicle insurance may nevertheless discover coverage plans for existence, wellness plus renters coverage at


The organization is 1 independent business continuing to enable customer utilize of its insurance industry tools found on the Internet. The different firm policies plus cost structures promoted inside North America by independent agencies is found from the website. The car insurance plus wellness insurance policies which are available for exploration found on the business site are completely quotable whenever accessing the program. Different firms are added frequently for customers to evaluate.

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Jun 12

Savannah Hyundai Announces the Arrival of 2015 Hyundai Genesis – Top Safety Pick with Autobraking Technology

Savannah, GA (PRWEB) June 12, 2014

Recently, the Insurance Institute for Highway Safety tested vehicles with autobraking technology. Hyundai ranked on top along with BMW and Mercedes. “We are proud to offer our customers a vehicle that the IIHS rates as superior,” says Mark Medinger of Savannah Hyundai.

In May, Savannah Hyundai, located at 7011 Abercorn St in Savannah, GA, received its first 2015 Hyundai Genesis in their showroom. “Hyundai is at the forefront of safety technology,” says Medinger. “Autobraking technology isn’t brand new, but Hyundai has perfected it with the new Genesis.”

Autobraking technology has come a long way in the last couple of years. “We know that this technology is helping drivers avoid crashes,” David Zuby, IIHS executive vice president and chief research officer, said in a statement. “The advantage of autobrakes is that even in cases where a crash can’t be avoided entirely, the system will reduce speed.”

According to the IHHS, the number of vehicles equipped with autobraking technology has doubled since 2012. About 40 percent of 2014 vehicles have some type of front collision warning system, but not all of them have automatic braking systems.

“The new 2015 Hyundai Sonata also has safety technology that helps drivers avoid front collisions and blind spot detection,” says Medinger.

The IIHS’s video on Youtube displays how they conducted the test and how each car with autobraking ranked: basic, moderate, or superior. Four cars earned a perfect score from the IIHS: 2015 Hyundai Genesis, BMW 5 Series, BMS X5 SUV, and Mercedes-Benz E-class.

The 2015 Hyundai Genesis was also featured in the automaker’s Super Bowl Ad this last year. The ad presented a dad saving his son just in the nick of time from disaster. The last scene featured the 2015 Hyundai Genesis stopping automatically before hitting another vehicle while both son and dad are distracted by a passerby.

“We are excited to finally have the 2015 Hyundai Genesis for sale on our lot!” says Medinger. “We’ve been getting calls about the Genesis since the commercial aired.” The 2015 Hyundai Genesis also includes blind spot detection, lane change assist technology, and the first ever carbon dioxide detector.

Savannah Hyundai is open seven days a week, serving the Savannah, GA and the surrounding area including Statesboro, Hilton Head, Roncon, Ft. Stewart, and Blufton. On their website,, service and test drive appointments can be scheduled.

Google Author – Cynthia Schick

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Jun 06

Burbank Moving Company, 24/7 Van Lines, to Offer Truck Rental Service

Burbank, California (PRWEB) June 05, 2014

24/7 Van Lines are adding another service to the list inside purchase to create their firm more approachable plus more all-encompassing. The firm usually provide to lease out their pickups temporarily to small companies plus offices that have no need of the company’s routine packing, moving, plus storage choices. Industry analysts have determined which small companies that move by themselves include almost 38% of all commercial relocations.

When asked when they will be more probably to utilize the service when it were provided by the Burbank moving business, 79% of small companies plus offices answered inside the affirmative. This signifies which the organization could probably look forward to another boost inside the amount of customers plus amount of profit it receives by the finish of the year. The service might probably be added late this summer.

24/7 Van Lines are developing a brand-new set of systems plus procedures which might become essential whenever the fresh service takes off. These are significant considering the modern service marks the first-time which the Burbank Moving Company is split from its additional more common services. Different insurance choices are being drafted, as well as the firm is choosing how to handle driver liability. The firm expects to provide a few of its new pickups to these small companies plus offices. Only those pickups about sixteen feet inside size is available for the modern service.

A business spokesperson for 24/7 Van Lines offered certain understanding because to how the choice was made: “We feel which small companies plus offices have constantly selected to do company with self-moving providers whom focus inside renting out commercial moving cars. Then which we’ll be doing a little of both, we’re hoping which you take a few of this company back.”

More details found on the future timetable is introduced by the finish of the upcoming month, as well as the fresh service is expected to start soon thereafter. When accessible, these details usually become accessible found on the company’s website: The reports utilized to compile information were received from partnered industry analysts whom were commissioned to run focus groups about behalf of 24/7 Van Lines. These focus groups were created up of tiny companies or offices which have lately moved into or from the area.


Mark Tanning

24-7 Van Lines

(877) 549-2077

May 31

Demo the Latest Harley-Davidson

Baldwin Park, CA (PRWEB) May 31, 2014

Laidlaw’s Harley-Davidson Demo Event allows Harley® enthusiasts to test ride the latest Harley-Davidson® models to find their perfect ride. This is your chance for Harley® lovers to fall in love with our newest bikes, and feel the Harley® difference. With over fifteen new Harley® models to test and ride, it is recommended that Demo riders come early to register, and ride all day. While the bikes available may vary, each ride you take at the demo event is free. Demo attendees can also enjoy food and prizes for the duration of the event.

Laidlaw’s Harley Demo riders are required to possess a valid motorcycle operator’s license and be at least 21 years of age. Demo riders and passengers are also required to wear a properly-fitting, D.O.T. certified helmet and other appropriate riding gear while participating in the demo event. This riding gear includes eye protection, shirt, full-length pants, and closed-toed shoes.

Laidlaw’s Harley Davidson is one of the largest and oldest Harley-Davidson® dealers in the Los Angeles area. Laidlaw’s has sold and serviced thousands of new and used Harley-Davidson® motorcycles to satisfied Harley owners since 1958. They are dedicated to providing superior products and service including Sales, Service, Parts, Motorclothes, Rentals, Insurance, and Finance.

For more information on Laidlaw’s Harley-Davidson,

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